The fastest way to review your TREC OP-H disclosure.
The Texas-required disclosure of known property conditions, defects, repairs, and environmental hazards. Drop yours and T-REX checks every checkbox — inconsistent answers, vague "unknown" responses, missing repairs, environmental hazards, and the federal lead-based-paint requirement — flagging anything off in plain English.
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Principal, interest, taxes & insurance projected from financing terms in §4.
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Summary
Modifications
Full Terms
Three frontier AIs reviewed this contract
Reviewing your TREC OP-H in three steps.
Drop the completed TREC OP-H PDF
Most listing agents send the seller's completed disclosure with the contract package — drop it as-is. Up to 10MB, encrypted in transit, deleted within 24 hours. No accounts.
We check every section for completeness
T-REX compares the disclosure against the current TREC OP-H. Property condition checkboxes (roof, plumbing, electrical, HVAC, foundation, appliances), known defects and repairs, environmental hazards (radon, asbestos, lead paint, mold, wood rot), water and drainage, prior insurance claims — flagging missing answers, "unknown" overuse, and answers that contradict each other.
Plain-English summary you can act on
A short brief on what the seller has disclosed (and what they've left blank), questions to follow up with at the inspection, and items to negotiate or have your inspector confirm before option period expires.
What this disclosure actually covers.
TREC OP-H is the Seller's Disclosure Notice — a Texas Property Code §5.008 form that requires sellers of residential property to disclose known conditions, defects, repairs, and hazards. It's not a contract; it's the seller's sworn statement about the property. Buyers rely on it alongside the inspection. Misrepresenting on this form can expose the seller to fraud claims after closing.
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fact_check
Sworn disclosure of property condition
The seller checks "yes," "no," or "unknown" for each item — roof, plumbing, electrical, HVAC, foundation, appliances, water heaters, fireplace, septic, well, pool, sprinklers — and describes any known defect.
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build
Repairs & alterations history
Sellers must list known previous repairs, additions, or alterations, including whether they were done with permits. Unpermitted work is a frequent post-closing problem — T-REX flags missing or vague repair history.
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eco
Environmental hazards
Radon, asbestos, lead-based paint (federal disclosure required for pre-1978 homes via a separate addendum), mold, urea-formaldehyde, asbestos siding, underground storage tanks, and prior pest infestations all have dedicated checkboxes.
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flag
The patterns that bite buyers
Overuse of "unknown" to avoid disclosure liability, inconsistencies between sections (claiming no roof issues but noting a recent roof repair), missing required signatures, blank insurance-claim history, and federal lead-paint addendum not attached for pre-1978 homes.
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water_damage
Water damage & flooding history
Texas added detailed flooding-history questions after Hurricane Harvey. Sellers must disclose previous flooding events, FEMA flood-zone status, and any federal-flood-insurance requirements. T-REX cross-checks the answers against publicly known flood-zone data.
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Built for buyers, agents, and inspectors
Buyer's agents matching the disclosure against the inspection report. Unrepresented buyers who don't yet know what to push back on. Real estate inspectors who want to focus on items the seller already flagged. Sellers double-checking their own answers before signing.
Reviews tuned for every Texas form.
One to Four Family Residential Contract (Resale)
The standard resale contract for single-family homes, duplexes, triplexes, and fourplexes. Texas's most-used real estate form.
Residential Condominium Contract (Resale)
For the purchase of an existing condo unit. Includes HOA resale-certificate handling and condo-association disclosures.
New Home Contract (Completed Construction)
For new homes already built and ready to close. Reviews builder warranties and standard new-construction provisions.
New Home Contract (Incomplete Construction)
For homes still under construction. T-REX flags missing milestones, change-order language, and substantial-completion dates.
Farm and Ranch Contract
For rural, agricultural, or large-acreage properties. Includes mineral, water, hunting, and surface-rights review.
Unimproved Property Contract
For raw land — vacant lots, acreage tracts, undeveloped parcels. Reviews access, easements, and survey contingencies.
Seller's Disclosure Notice
Texas-required disclosure of known property conditions, defects, repairs, and environmental hazards. T-REX flags inconsistent or vague answers.
Third Party Financing Addendum
For conventional, FHA, VA, or USDA loans. Reviews financing type, terms, and contingency-deadline math against the main contract.
TREC OP-H disclosure review, answered.
What is TREC OP-H?
TREC OP-H is the Seller's Disclosure Notice — the Texas Property Code §5.008 form sellers of residential property are required to deliver to buyers. It asks the seller to disclose what they know about the property's condition, repairs, environmental hazards, and other material facts. It's not a contract; it's a sworn statement that the buyer relies on alongside an inspection.
Are sellers required to give this in Texas?
Yes, with a few exceptions. Texas Property Code §5.008 requires sellers of single-family residential property to deliver a written disclosure to the buyer on or before the effective date of the contract. Exceptions include certain court-ordered transfers, transfers between co-owners, transfers to or from a government entity, and new construction not yet occupied. T-REX flags whether the property appears to fit one of those exceptions.
What does T-REX check on an OP-H?
Every section of the current OP-H: property condition checkboxes (roof, plumbing, electrical, HVAC, foundation, appliances, fireplace, water heater, septic, pool, etc.), repair and alteration history, permits status, environmental hazards (asbestos, lead, mold, radon, urea-formaldehyde), water damage and flooding history including FEMA flood zone, prior insurance claims, HOA membership and fees, any known lawsuits or liens, and the federal lead-based-paint addendum (required for pre-1978 homes). T-REX flags missing checkboxes, "unknown" overuse, contradictions between sections, and missing signatures.
Why does the seller keep checking "unknown"?
"Unknown" is a legitimate answer when the seller actually doesn't know — which is common for inherited properties or long-held rentals. But pattern-overuse of "unknown" is a flag. A seller who's lived in the home for 15 years and doesn't know whether the roof has ever leaked may be avoiding disclosure liability. T-REX flags overuse so the buyer can ask the right follow-up questions before option period expires.
What's the lead-based-paint addendum?
Federal law (the Residential Lead-Based Paint Hazard Reduction Act of 1992, also known as Title X) requires sellers of homes built before 1978 to deliver a separate lead-based-paint disclosure and the EPA's "Protect Your Family from Lead in Your Home" pamphlet. The OP-H itself has a checkbox referencing this requirement. T-REX flags missing or incomplete lead disclosures for pre-1978 homes.
Is this legal advice?
No. T-REX is a fast second opinion that helps Texas buyers, sellers, and agents review the OP-H before proceeding. For specific concerns — especially after the option period — a Texas-licensed real estate attorney should advise. T-REX gives you the read; your attorney gives the advice.
What's the difference between the free scan and the $5 review?
The free quick scan tells you what form you've uploaded and a top-line summary (sections completed, missing answers, flags). The $5 full report runs a full section-by-section comparison against the standard OP-H, flags every inconsistency, generates a downloadable PDF, unlocks a visual overlay that slides your disclosure over the blank form, and gives you a chat with the AI about your specific disclosure — including questions about defects, repairs, and follow-up items for the inspector.
TREC OP-H is the Texas Seller's Disclosure Notice — and it's a sworn statement, not a contract. Texas Property Code §5.008 requires sellers of residential property to deliver a written disclosure to the buyer on or before the effective date of the contract. The Texas Real Estate Commission's OP-H is the standard form most sellers use to comply. It asks the seller to disclose what they know about the property's condition, repairs, environmental hazards, and other material facts. Misrepresenting on the disclosure can expose the seller to fraud claims and contract rescission after closing.
The form covers the whole house, not just the headline systems. Roof, plumbing, electrical, HVAC, foundation, appliances, water heaters, fireplace, septic, well, pool, and sprinklers each get their own checkbox. Repair and alteration history, with permit status, gets a dedicated section — unpermitted work is one of the most frequent post-closing problems. Environmental hazards (asbestos, lead-based paint, mold, radon, urea-formaldehyde, underground tanks) and water damage and flooding history (with FEMA flood-zone status, expanded after Hurricane Harvey) have their own sections. The federal lead-based-paint addendum is a separate requirement for any home built before 1978.
The biggest red flag is what's not checked. A seller who has lived in the home for fifteen years and answers "unknown" to every condition question is either evading disclosure liability or genuinely inattentive — either way, the buyer needs to ask follow-up questions before the option period closes. Inconsistencies between sections — claiming no roof issues but noting a recent roof repair — are flags too. Missing signatures or missing dates void the disclosure's evidentiary value. T-REX checks each section against the current TREC OP-H, flags the gaps and contradictions, and gives you a plain-English summary so you can plan your inspection and option-period strategy.
Use it as a buyer, a buyer's agent, or an inspector. Buyer's agents drop the disclosure here alongside the inspection report to triangulate. Unrepresented buyers use it to figure out what to push back on before option period expires. Real estate inspectors use it to focus their inspection on items the seller already flagged. Sellers and listing agents also drop their own draft to double-check before delivery. The free quick scan is for everyone; the $5 full report unlocks the section-by-section comparison, the visual overlay, and the live chat about your specific disclosure.
Other Texas contract forms we support: the full list of TREC forms includes the One to Four Family Residential Contract (Resale, TREC 20-18), the Residential Condominium Contract (Resale, TREC 30-17), the New Home Contracts (TREC 23-19 for incomplete construction and 24-19 for completed), the Farm and Ranch Contract (TREC 25-15), the Unimproved Property Contract (TREC 9-16), the Third Party Financing Addendum (TREC 40-11), and every other current TREC-promulgated form. Each form has its own quirks and its own dedicated review.